Legal Question in Wills and Trusts in Nevada
My father recently passed away. He was primary account holder on his credit card, but my mother also has a card with her name on it. There is really no balance overdue - Card balances are always paid in full by due date. My mother would like to keep this credit card and she will continue to pay any balances due each month. Are we obligated by law to inform them of my father's death? The only reason I hesitate is that I'm afraid they might cancel the card, She would like to keep it for convenience
1 Answer from Attorneys
If they both held cards for the same account, each with their respective names on them, that probably means they were joint holders of the account. As such, your mother is the surviving owner of the account and her card should have the same value, use and contractual terms as the two, together, had prior to Dad's passing. I am not sure why she would want to have a card with her name and a card with his name if they both access the same account with a single limit and all the same terms. She can simply cut up the one with her husband's name on it and continue to use the one with her name the same as she always has.
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