Legal Question in Family Law in New Hampshire

Charge Card Responsability

If my wife gets charge cards in her name only, while we are married, Am I legally responsable for her charge cards if we get divorced? If so how can I have her not be able to get any new cards and/or be able to charge on them, while still being able to use my own.


Asked on 10/16/98, 11:26 am

1 Answer from Attorneys

Kerry Barnsley Law Offices of Kerry Duncan Barnsley

Re: Charge Card Responsability

Normally, a credit card company is only going after the person on the charge card application, although the application can be made jointly, in which case either party will hear from the credit company if the bills are not paid. If your wife applied for her cards based solely on her own income and credit and does not pay, then a company can still go after her assets, which would include the marital assets you share prior to a divorce. All marital assets and debts (typically those acquired during the marriage, including assets acquired with income from either party) are divisible "equitably" by a court at the time of the divorce. A lot of factors go into the "equitable" distribution of assets and debt at the time of the divorce. Typically, the court makes orders at the outset of a divorce case that are supposed to "freeze" the marital assets to a certain extent.

Kerry Barnsley

Kerry Barnsley, Attorney at Law

P.O. Box 2372


Read more
Answered on 12/29/98, 2:13 pm


Related Questions & Answers

More Family Law, Divorce, Child Custody and Adoption questions and answers in New Hampshire