Legal Question in Consumer Law in New Jersey

collection agency

a coll. agency that has my account

for a delinquent credit card from

BANK OF AMERICA gave my

personal info/account info to a

person they contacted @ 9:15 am

on Sunday, looking for me. What

are my rights, if any? I am very

angry this made a bad situation

much worse!!


Asked on 7/28/08, 11:36 am

1 Answer from Attorneys
Glen Chulsky Law Office of Glen H. Chulsky

Re: collection agency

If this debt is a debt incurred for family, personal or household purposes and the debt was in default, then it sounds like the collection agency violated the Fair Debt Collection Practices Act (FDCPA). If so, then you may be entitled to statutory damages up to $1,000, any actual damages plus the agency would be responsible for your attorney's fees and costs.

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Answered on 7/29/08, 11:32 am


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