Legal Question in Credit and Debt Law in New Jersey

mistaken identitiy

I've recently been contacted by a collection agency about a debt that does not belong to me. It was for a bad check passed by a woman with the same name at a grocery store in another state in 2005. (I live over 2000 miles away) I've never passed a bad check in my life! I have a perfect credit score and have never been in collections for anything. I lived in the state that the check was passed in in the mid 1990's but moved in 1999 and have not been back since. I cannot get the collection agency to believe me or to leave me alone. I told them to go back to the bank that the check was written from to get the person's ss# and they refuse, insisting it's me. I have refused to give them my SS# as I don't have any business dealings with them and don't want to give them anymore info than I need to.

Please tell me what I can do to get rid of them. I've pulled all of my credit reports which show that I'm not a dead beat and pay all of my bills in full and on time. I can see where they have made an inquiry on me as well. Help!! I've heard all of the horror stories about these collection agencies and what they will do. Thanks!

2 Answers from Attorneys

Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in New Jersey

Looking for something else?