Legal Question in Bankruptcy in New Jersey
My 22 yr daughter owes $12,000.00 in credit card debt and $5,000.00 in student loans. She makes $1000.00 per month. Can she file a chapter 7 for the cc debt?
Asked on 8/09/09, 2:22 pm
2 Answers from Attorneys
Jeffrey Walters
Law Offices of Jeffrey S. Walters, LLC
Yes. A Chapter 7 will wipe out credit card debt. She should consult with an experienced attorney to evaluate her particular circumstances and whether she is a candidate for filing a Chapter 7. I would be happy to speak with her.
Answered on 8/14/09, 2:55 pm
Antoinette Wooten
The Wooten Legal Consulting, PC
Your daughter can file for a chapter 7 if she does not want to work out a payment plan with her creditors.
If your daughter would like to discuss this with my firm please have her contact us.
Answered on 8/14/09, 3:22 pm