Legal Question in Bankruptcy in New Jersey

Bankruptcy

Can I file bankruptcy and exclude my home from the debt? I need relief from judgements prior to a garnishment being attached to my salary?


Asked on 5/11/09, 7:42 am

3 Answers from Attorneys

Stanley Smotritsky Smotritsky & Spektor, PLLC

Re: Bankruptcy

Whether or not you can protect your home in bankruptcy depends on the value of non-exempt equity in your home and on many other factors. You should speak with an experienced Bankruptcy Attorney to discuss your case in greater detail. We offer FREE consultations.

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Answered on 5/11/09, 8:58 am
Jeffrey Walters Law Offices of Jeffrey S. Walters, LLC

Re: Bankruptcy

It is possible to file for bankruptcy relief to simply wipe out unsecured debts (such as credit cards, medical bills, etc.) and where your mortgage remains unaffected and you simply pay it like normal. However, your particular case needs to be evaluated. Give me a call and I will be glad to discuss this with you in more detail. My office is located near you. You should act quickly if you are facing a wage garnishment.

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Answered on 5/11/09, 10:26 am
Antoinette Wooten The Wooten Legal Consulting, PC

Re: Bankruptcy

Are you in foreclosure with your mortgage company?

Have you tried to obtsin a modification from your mortgage company?

You cannot exlude information/lie when filing your petition.

Antoinette M. Wooten, Esq.,

Belleville, NJ

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Answered on 5/11/09, 3:40 pm


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