Legal Question in Bankruptcy in New Jersey
Past bankruptcy
Last year (march 2001) i filed for personnal bankruptcy & went to court in newark nj. Recently i received an 'ad' from a collection agency representing one of the creditors named on the bankruptcy saying that they would waive the interest if i pay the balance by the end of july! Can they do this, even though they were listed on the bankruptcy???
Please advise if is legal & what would happen if i don't pay this balance.
Thank you in advance!
1 Answer from Attorneys
Re: Past bankruptcy
If you listed this debt on your bankruptcy, then DO NOT pay them. If the debt was discharged, then they have no business trying to collect it from you. Their actions may constitute violations of the Fair Debt Collection Practices Act, a federal law enacted to protect debtors from abusive debt collectors. If you would like further info, please feel free to call me at 973-479-5814.