Legal Question in Bankruptcy in New Jersey

You are misunderstanding how limitation law works. The limitation period went from the time the contract was made (or the last payment on a credit card) until the date the lawsuit was filed. If you are worrying about garnishment, that sounds like there already is a judgement because you can't garnish without having a judgment against you first. Howver, there may be a way to stop the wage garnishment if you already are being garnished, but it would not have anything to do with the statute of limitations. This would be much easier to explain on the telephone. You can call me at the number listed on my bio at this web site or you can call me anytime, including this weekend, if you wish, at this number nine one five two six one three eight nine three