Legal Question in Business Law in New Jersey

My son works in a body shop - due to the flooding caused by Hurricane Irene in the shop where he works he lost many of his own personal tools - about $8,000 worth. Was told that all but $1,000 would be replaced by shop's insurance. Tools were replaced - now he is being told that they don't have flood insurance and he has to pay them back for the tools that were replaced.

Shouldn't they be covered by the shop's business or liability insurance even if they don't have flood insurance? He can not afford to pay back the money for these tools although he needs them to work. What are his legal rights or doesn't he have any?


Asked on 10/25/11, 9:01 am

1 Answer from Attorneys
Robert Davies The Davies Law Firm, P.A.

That does not sound right. They replaced the tools, told him it was free to him, and now want money? That does not sound right.

I can help you with this. Give me a call, make an appointment to come see me, and let's get moving on this for you. No charge for the telephone call and no charge for the first office visit.

Robert Davies, Esq. 201-820-3460

The Davies Law Firm, P.A.

45 Essex Street, Suite 3 West

Hackensack New Jersey 07601

Phone: 201-820-3459

Fax: 201-820-3461

Email: [email protected]

Website: AttorneyRobertDavies.com

Please keep in mind that my response is just a general comment on your question, and not legal advice. I have answered based upon the law of the State of New Jersey where I practice; the laws in other states may be very different, and may result in very different outcomes. Your question and any response does NOT create an attorney-client relationship between you and this law firm. The exact details of your situation and things that you have not mentioned in your question can completely change the response I gave. You can not rely upon what I have written as legal advice, because I do not have all of the information that I need to advise you, I only have the very small amount of information that you put into your question. To get legal advice that you can rely on and use, please contact me directly.

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Answered on 10/25/11, 9:22 am


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