Legal Question in Credit and Debt Law in New Jersey

Re: 20 Yr Old Judgement

Judgments in NJ are enforceable for 20 year increments, having to be "revived" by the judgment creditor every 20 years. A creditor seeking to garnish wages to enforce a judgment must provide notice to the debtor, who then has an opportunity to interpose an objection and be heard on same prior to any wage garnishment order. You might inquire of the judgment creditor or its counsel as to the procedure that was employed in obtaining the wage garnishment order against you so you can determine whether the correct procedure was followed, including the requisite notice to you.