Legal Question in Credit and Debt Law in New Jersey

Bank Charging uneccessary

Hi,

I had a zero balance account with a bank.Now suddenly from somewhere they are charging me for something ,their collection agency does not know what is all about they are just asking me to pay it or go to a bank branch which is again no possible because it 1700 miles from my place.This bank do not have my SSN registered with them.

Can they take any legal action against me of can they ruin my credit history.


Asked on 12/05/08, 2:31 pm

2 Answers from Attorneys
John Corbett Corbett Law Firm LLC

Re: Bank Charging uneccessary

If you dispute the debt, the collection agency is required by law to get verification from the creditor.

See also: http://info.corbettlaw.net/lawguru.htm

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Answered on 12/05/08, 3:41 pm
Jef Henninger, Esq Law Offices of Jef Henninger, Esq.

Re: Bank Charging uneccessary

Sure you don't have an ID theft situation here? Have you checked your credit report? Feel free to call me at 732/247/3340 to discuss.

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Answered on 12/05/08, 4:33 pm


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