Legal Question in Credit and Debt Law in New Jersey
Re: Civil Judgment
My husband recently received a notice from our county court in New Jersey regarding a civil judgment against him. The original judgment was brought against him by a credit card company about 1 year ago for $5,944.61. According to the terms of the judgment, my husband was ordered to make monthly payments of $175 for a period of time until debt was paid. After, a few months of making payments, my husband was a day late on one. The credit card company then told him that since he broke the agreement they would no longer accept payments and he would be contacted at a later date regarding their decision. Now he gets this notice in the mail about 3 weeks ago from our county court stating that this was their second notice to him and if he does not pay the $5,944.61 in full they can home to our home to levy our belongings. My husband even called the credit card company to start making payments again but they will not accept. We cannot pay the total in full. Is there anything we can do?
2 Answers from Attorneys
Re: Re: Civil Judgment
You should stop dealing with the collector for the credit card company and start dealing with the court. For that, you may need to engage a lawyer to help.
The collector is not on your side and has no reason to cooperate with you. If you receive something from the court that you know is not correct, you have to address that issue with the court (with notice to whomever represents the credit card company). Nothing else will help.
See also: http://info.corbettlaw.net/lawguru.htm
Re: Re: Civil Judgment
Was this a default judgment or did you attempt to fight their claim in court?
There are many actions you can take here. I can help you negotiate with their attorneys and attempt to settle this matter. If you would like to come in for a free consultation please email me and we'll setup a time.
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