Legal Question in Credit and Debt Law in New Jersey

Collection Judgment

I recently performed a credit check and discovered that a hospital bill went to collections and a suit was brought against me. A judgment was entered against me. The judgment was about 4 years ago. Questions:

Do I need, or is it highly recommended, to hire an attorney to resolve this matter?

I am more than willing to pay this debt but is it possible to have this removed from my credit history? Or at worst, resolve it in such a way to minimize the damage on my credit history?

What can hiring an attorney do for me here? Because I did not attend the hearing in court, are the services of an attorney required?

Thanks in advance.


Asked on 6/25/08, 3:47 pm

2 Answers from Attorneys
Robert Davies The Davies Law Firm, P.A.

Re: Collection Judgment

you may get some benefit from an attorney's services, make it a condition of payment (if you can get it) that the judgment be vacated (NOT just marked as paid in the court records), and have the creditor report the account as paid and satisfied. you might be able to get this.

Please call my office if you would like my assistance. I would be happy to speak to you on the telephone, but it will take more than just a brief telephone call to assist you with these issues.

My contact information can be obtained from the links below, just click on the Attorney Profile link. Let my secretary know you found me through LawGuru. This website, LawGuru, will NOT let me list my phone number in this response.

Disclaimer: Your question and any response does NOT create an attorney-client relationship between you and this law firm. You can not rely on the statements made by an attorney given over the internet. The response that you have received is based only on the small amount of information which you have provided. The exact facts of your situation, including facts which you have not mentioned in your question, may completely change the result for your situation.

Read more
Answered on 6/25/08, 4:33 pm
Jef Henninger, Esq Law Offices of Jef Henninger, Esq.

Re: Collection Judgment

It really depends on how much you owe and if they insist on interest, attorney's fees, etc. I handle a lot of these matters and they could be difficult sometimes. I suggest you meet with an attorney in person to discuss the case.

Read more
Answered on 6/25/08, 5:10 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in New Jersey