Legal Question in Credit and Debt Law in New Jersey

Re: credit card debt

You are not personally responsible for the credit card debt. However, the debt must be paid from the assets of your husband's estate in the order prescribed by law so long as the estate has assets. So, the debt must be paid before you can inherit anything from the estate because, as a residuary beneficiary, you come after the creditors.

See also: http://info.corbettlaw.net/lawguru.htm