Legal Question in Credit and Debt Law in New Jersey

If you had a judgment against you and you paid the creditor, you should have asked the creditor (or their attorney if that is who you paid) for a Warrant to Satisfy Judgment. Then you would file that with the court where the judgment is entered, so that they mark the judgment as satisfied. Note that if the judgment was docketed in Trenton, you must file it with the judgment unit in Trenton. If not docketed in Trenton, then you must file it with the county court where the judgment is entered. Then when the credit reporting agencies routinely update their public record information (Experian, Trans Union, Equifax), they should note the satisfied judgment and update your credit reports accordingly. In order to speed things up, once you procure and file the Warrant to Satisfy judgment, I suggest that you dispute the judgment information on all 3 credit reports and provide them with a copy of the Warrant to Satisfy. This should get the satisfaction noted on your credit reports faster than waiting for the normal update process to take place.

If you paid the judgments, you should have gotten a 'Warrant To Satisfy'. If the creditor's lawyer did not give it to you, then you need to get it. It needs to be filed with the Court.

Getting the judgments off of your credit report may be possible. I would need more info to tell you.

Give me a call, make an appointment to come see me, and let's get moving on this for you.

There is NO COST to you for the telephone call, or for the first meeting at my office.

Robert Davies, Esq. 201-820-3460

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