Legal Question in Credit and Debt Law in New Jersey

Ex-husband

Hello,

I co-signed on a car with my now ex-husband years ago. He could not get the car on his own. We both paid for it and drove it for 8 months. We than seperated and each took a vehicle. He agreed he was going to pay for the car he took. He made the payments and drove the car for an additional 3 years. He than voluntarily repossesed the car . After they sold it last September, he had a remaining balance of $5200+. For over a year now he has sent me emails back and forth stating that he would be paying it in full, it is his debt, and so on. I have several emails. He has not paid it yet, only one $50 payment. Now it has gone to a collection agency. He now is stating that he doesn't want to pay it, that I owe half cause I co-signed, and that the emails don't matter. Please tell me what to do? If I pay, can I sue for full amount. Should I not pay, and they will go after him first. Please help!


Asked on 11/01/06, 4:24 pm

1 Answer from Attorneys
Jef Henninger, Esq Law Offices of Jef Henninger, Esq.

Re: Ex-husband

Due to the small amount, you probably won't want to get an attorney for it. Hopefully you have a PSA which indicates that he would be responsible for the car. I would call up the CA and give them all the information and explain the situation to them. Don't let them fool you into thinking they can take money out of your bank account or from your paycheck.

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Answered on 11/01/06, 4:34 pm


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