Legal Question in Credit and Debt Law in New Jersey
We got forbearance agreement papers from Wells Fargo in the mail after we had applied for the HAMP government program (for which we did not qualify). We don't want to sign these papers. Our question: If we don't react, don't sign, don't return the agreement- are we still on our original loan contract?
1 Answer from Attorneys
You have a very serious problem, and it sounds like you are at risk to lose your house. You did not say how far behind you are. You really need an attorney's assistance, to tell you what these forbearance agreement papers will do if you sign them, and what your options are.
Give me a call, make an appointment to come see me, and I will go over this with you, and give you some advice.
Robert Davies, Esq. 201-820-3460
My contact information can be obtained from the links below, just click on the Attorney Profile link. Let my secretary know you found me through LawGuru.
Disclaimer: This answer is based only on the statements you have made. Your question and any response does NOT create an attorney-client relationship between you and this law firm. You can not rely on the statements made by an attorney given over the internet. The exact facts of your situation, including facts which you have not mentioned in your question, may completely change the result for your situation.