Legal Question in Credit and Debt Law in New Jersey

Re: frozen account

If your checking account has been attached, you should have some idea as to why. Most often, this happens as a result of a judgment in a lawsuit. The rules of court require that the suit be initiated by the service of a summons and a copy of the complaint. The summons gives the defendant 35 days to answer the complaint. If the defendant does nothing, that is the last notice that they will get at least until a judgment is entered. If the matter was brought in Special Civil Part, mailed notice of the judgment is required. If the matter was brought in the Superior Court proper, no notice is necessary. No specific notice of an attachment of your assets is required nor is it required that notice be given of the judgment lien that may attach to any real property in New Jersey.

You can find out who attached your account by calling your bank. If you don't think that you ever received a summons in the suit, you should consult a lawyer about the next move.