Legal Question in Credit and Debt Law in New Jersey

If both of you signed the application, you're both (each) responsible.

Often a credit card company will ask you to name additionalcardholders, but only you signed the agreement, so only you would then be responsible.

If both parties signed the agreement, EACH party is responsible forthe total no matter which of you incurred the debt, ... well, that'sthe norm, anyway, but it isn't always true. The agreement itself maysay otherwise and your state law may also modify that.

This message is provided to assist you in structuring your thoughts when you speak with an attorney about your situation. I am not your attorney, and you are not my client, so this is not legal advice. Legal advice can only be given after a careful interview of the client by the attorney, and I have not had the opportunity to understand the significant issues that I must understand to render legal advice. You should contact an attorney in your state to discuss your situation. That attorney can give you the advice that your situation deserves, after carefully considering the issues that are legally significant in your situation.