Legal Question in Credit and Debt Law in New Jersey
I live in NJ and having my wages garnished at 10%, I have just received another court letter stating that another creditor has filed to also garnish my wages and I have ten days to respond to the court in this matter.Can 2 creditors garnish at once? Is it to late to work out payment arrangements with 2nd creditor? I am a single mom supporting my son I am afraid due to monthly expenses just to survive.I have no funds for a lawyer that is just impossible.I realize I have an obligation to pay my debts and allowed wage garnishment the first time without a fight, being that I won't see the money and they will eventually be paid in full which I am pleased, but another garnishment will do me in. Thnkyou so much for any help you can give me Regards Cathy
1 Answer from Attorneys
You are only liable to pay for ten percent of your wages at a time and your employer is only obligated to process one garnishment at a time. However, you should ask the court to include the delay in any garnishment order. /p/ See also: http://info.corbettlaw.net/lawguru.htm