Legal Question in Credit and Debt Law in New Jersey

I live in NJ. Yesterday, I received a notice from a Collection Agency claiming that I owed a balance to a creditor (a doctor's practice) and they had been assigned to collect the balance in full. I recognized the Doctor's practice, but also know that it was in Aug 2007 that I last used their services. Since then, I do not recall receive any invoices from the billing dep't, but frankly I do not keep records that go back 6+ years. I have read that the Statute of Limitations for this type of debt is 6 years in NJ, but it commences with the date of last invoice sent to me. So, while I believe it has been 6 years, I can't know for sure. I contacted the doctor's office, but they were not very helpful. (The receptionist did let it slip that many people were contacting the doctor's office today with the same line of questions). The notice from the Collection Agency says that if I request it, they will furnish "a verification of this debt, or the name/address of the original creditor". How do you recommend I proceed? I would prefer not to pay this bill since it has been over 6 years, and - as far as I can tell - the doctor's billing dept never tried contacting me during that period.

Asked on 11/26/13, 1:34 pm

Robert Davies The Davies Law Firm, P.A.

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0 attorneys agreed

I have fought a lot of bill collector attorneys, and I was one back in the late 80's.

call me if you want my help.

Answered on 11/27/13, 7:41 am

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