Legal Question in Credit and Debt Law in New Jersey

medical judgement lien

I am trying to do a modification on my home with my mortgage company,but I have a medical lien they will not make a settlement or payment arrangements with me so I cannot modify because of this judgement on my credit with them . Could you please tell me what options I have to try to save my home because with out this I am told I cannot modify my mortgage planl So I am told I will lose my home. Please advise me . Thanks


Asked on 9/08/08, 11:54 am

1 Answer from Attorneys
John Corbett Corbett Law Firm LLC

Re: medical judgement lien

If the lien is for an amount that you can pay, your best course is probably to pay it and then get the mortgage changed. If you are unable to pay the lien, you should speak to a lawyer who handles bankruptcy matters to determine whether that is the best course for you. A Chapter 13 would probably result in your being able to keep the house with an adjusted payment schedule and would discharge the debt and the judgment lien. A call to the medical lien creditor from a bankruptcy lawyer may also get them to change their position.

See also: http://info.corbettlaw.net/lawguru.htm

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Answered on 9/08/08, 2:10 pm


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