Legal Question in Credit and Debt Law in New Jersey
non-payment of merchandise by check stop payment
I placed a stop payment on a check for the following
reasons: 1. 2months went by, and the check never
cleared my bank. 2. During this time, i encountered
numerous problems with the merchandise.
Therefore, i do not want to now pay for the item,
until these issues are solved.
My questions are: 1. Can i get into legal trouble by
placing the stop payment on the check. 2. Do i now have to pay for it to resolve the problems, or....
1 Answer from Attorneys
Re: non-payment of merchandise by check stop payment
A stop payment on a check is not the same as a bad check. By the factual scenario that you have given, it does not appear that you wrote a check knowing that it would not clear the bank. This is, in essence, what the store would need to prove for a successful prosecution on a bad check. I need more information, however, in order to answer your question concerning the resolution of your problem with the merchandise. You should immediately contact an attorney to discuss your rights and the possibilities to resolve your problem. If you want me to assist you, feel free to call me at 856-546-8010; mention LawGuru and your first consultation is free. Good luck! Rob Gleaner