Legal Question in Credit and Debt Law in New Jersey

Parents using child's credit

I am 24 years old. The only credit that I have ever asked for was my car loan, which I have paid off. I recently received a letter telling me I was being sued for an outstanding credit card balance. This prompted me to take a look at my credit report. To my surprise, I have 9 potentially negative items on it, but none of them are mine. Turns out, the address used to obtain these forms of credit is my parent's business. I want this off my credit, but I don't want to press criminal charges on my parents. They aren't going to pay the debts off any time soon, but keep telling me they will ''take care of it.'' I was told I have to file a report with the police, but I want to make sure that my parents aren't taken away in cuffs! Please help me to find the least painful way to get everything off my credit, without destroying my parent's lives, or mine!


Asked on 11/03/06, 4:15 pm

1 Answer from Attorneys
Jef Henninger, Esq Law Offices of Jef Henninger, Esq.

Re: Parents using child's credit

This is tough, you have an identity theft situation but you are limited in what you can do because of your parents. My firms is one of the few firms in NJ that provides identity theft assitance. My initial consultations are always free. Feel free to call me at 732/247/3340 and we can discuss your case in more detail.

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Answered on 11/03/06, 5:03 pm


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