Legal Question in Credit and Debt Law in New Jersey

Assuming that you are talking about a judgment that is docketed in the Superior Court of New Jersey, there will be no action by a judge on the warrant. It will be received and filed by the court clerk and the release on the record will show up online in 4-6 weeks. However, the mortgage company should be satisfied with a copy of the warrant to satisfy with an original signature by the creditor's attorney. If something goes wrong in the process, the mortgage company can always file that to clear the judgment.

See also: http://info.corbettlaw.net/lawguru.htm

I agree with the preceding answer and offer the following additional comments. As the prior poster indicated, Warrants to Satisfy Judgment are merely entered by the court clerk, not signed by a Judge. Perhaps what the mortgage lender wants to see is a file-stamped copy. As you realize, that may take several weeks and may not be accomplished prior to your real estate settlement. Your mortgage lender is concerned with 2 things: (1) That the judgment has been paid; and (2) That it will be marked as cancelled with the Superior Court. The creditor's law firm has provided a letter verifying that it is paid in full, so that should satisfy #1. As for #2, you should be providing the copy of the Warrant to Satisfy to your title company, along with the letter from the creditor's attorney saying that they already sent it to the court for filing. As the prior poster noted, it would not be a bad idea for you to obtain another ORIGINAL from the law firm. That will satisfy the title company that they have what they need to get the judgment cancelled in the event it is not done as things stand. The title company will issue an endorsement to your title commitment removing the judgment as an exception. The endorsement should satisfy #2. Lenders never file these anyway, they are filed by the title company in instances when they are not filed by the creditor's attorney as is the case here. Your lender should be satisfied so long as the title company is satisfied, which the endorsement will demonstrate.