Legal Question in Credit and Debt Law in New Jersey
Purchase made but co signer not present
1 year ago me and my live in boyfriend went to a pet store to purchase a dog. we needed a good co signer. so i called my father to ask him to co sign. the employees of the store told me all i need is his info he can give it to me over the phone. so he did. i signed the form as buyer #1 and my boyfriend signed as buyer #2. we agreed that he would have to make the payments for the dog. but we moved about a few months later to seperate homes. i had made every single payment up untill the month we moved. he has the dog. now a investigator is calling me saying i commited fraud by signing my fathers name. but i looked at a copy of the contract and my fathers name is not on there signed my boyfriend signed HIS OWN NAME. so now my question is who is responsible for this payment of the dog? where is the fraud commited? And should i stop paying the investigator money untill he can show me proof that i committed fraud? idon't remeber signing any forms with my fathers signture and if i did aren't the emplyees just as guilty for letting me sign that contract with out him present? please help me And should i get and laywer?
2 Answers from Attorneys
Re: Purchase made but co signer not present
It appears that you are being harassed by a collection agency. If this was a investigator from the prosecutors office, you would know that there are pending criminal charges against you.
I will be very happy to answer any questions you have, I specialize in criminal law.
I can be reached at 201-646-9600.
Savy Grant
Attorney at Law
www.njcrime.com
Re: Purchase made but co signer not present
First I need to know who this "investigator" is. Is he a member of law enforcement or a debt collector using abusive tactics? This is important. If he is a debt collector, then you may have a cause of action against him. If he is a member of law enforcement, then you may wish to speak to a lawyer before you speak to him again to protect your rights. You can call me for a no cost consultation at 908-213-0600.