Legal Question in Credit and Debt Law in New Jersey
Hi, My uncle ask me to co-sign for a house for him which i did, I was told i was the co-signer. Now, i found own he trick me in signing to be the buyer. So i now own a house that i did not want, I would have be a first time buyer.
My legal issue is my uncle never paid he make his payment on the house like he should and now the bank is calling me. I do not know what to do. I just got married and is trying to by a house now for me and my family and no bank will lend me a loan. My uncle move out of the house and now i have no idea what to do, my credit is all screwed up and I don't now what to do. please help me.
2 Answers from Attorneys
There are TOO MANY questions and variables for anyone to give you any answers here. You are going to have to go to an attorney. I suggest you contact the bank/mortgage company, explain that you were to be a co-signer, and that before you can talk with them, you need a copy of ALL the closing paperwork for the property. Take that information to a lawyer, because any of us would need to review that before we could explain to your your situation, and give you any advice. Good luck!
This is a serious problem created by your uncle. You need a lawyer to help you, so that you do not have serious problems with this, and more problems in the future.
I have handled similar situations. Give me a call, and we will get this under control for you.
Robert Davies, Attorney 201 820 3460
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