Legal Question in Credit and Debt Law in New Jersey

Visa Credit Card

a collection agent-legal dept call and said they could press criminal charges on a visa cc debt from a credit union because I purchased merchandise and with intent not to pay back the debt. I am unemployed and cannot pay back the debt. they said I signed a contract and defaulted on the loan.


Asked on 5/26/04, 7:51 pm

1 Answer from Attorneys

Re: Visa Credit Card

you should have an attorney speak to them

also do a search on goofle.com for "Texas Debt Collection Act" and also search for the "Fair Debt Collection Act"

These tell you what your rights are and what the collector can and cannot do.

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Answered on 5/26/04, 7:55 pm


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