Legal Question in Credit and Debt Law in New Jersey

Wage Execution/Bank Levy

I live in NJ - A wage execution was entered against me and was subsequently reduced by the judge due to harship. Over one year later, after monthly payments made to the Sheriff by my employer, today I wake up to find my bank account levied (which has just received my paycheck deposited) on top of the payment the creditor receives from the Sheriff from my employer.

This is now left me and my autistic son destitute. I have rent due and other bills due, no money, no food and no State agency to call until Monday.

Is this legal that the creditor did this. Keep in mind I proved in Court to the judge that I am a single parent with a disabled child and receive no child support (ex is a deadbeat) and the judge reduced the 10% down to 200 per month from my wages.

Can the creditor do this? Is this legal?

Please help! :) Thanks. I fear I'll be scrounging from food from dumpsters behind the Shop Rite in the next few days (that probably will happen since I have nothing in my house and live paycheck to paycheck)


Asked on 8/31/07, 10:53 pm

1 Answer from Attorneys
Robert J. Lenahan, Jr. Robert J. Lenahan, Jr.

Re: Wage Execution/Bank Levy

Since a judgment with a specific payment schedule was entered and apparently agreed to by the creditor, it may be that this would not be permitted. You should go back to the court to try to have the levy removed.

Read more
Answered on 9/05/07, 11:25 am


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in New Jersey