Legal Question in Credit and Debt Law in New Jersey

Over the last several years, I've been forced to defend myself in court on a variety of issues, ranging from foreclosure, motor vehicle summonses,inspections summons, etc with mostly positive results (all occurring simultaneously). In addition I found out that I was a member of a class action that eventually led to a refund of a few thousand through the Federal District Court. While these were all going on there were three claims against me in a court in another county in New Jersey, that I just couldn't get to -it was simply too much -I didn't answer the complaints [money was taken from my account, and my son's account as well as from my paychecks],though it has always been my intent to address these false complaints by collectors, once I was finished in the other courts. I am now approaching the end of one of my most enduring battles (summons issued nearly 5 years ago). In going forward what must I do to reverse the default judgments (which affected my credit and employment), so that I can have my day in court, so that the wrongs committed against me, and my son (his savings account I was the custodian over)?


Asked on 1/10/11, 10:09 pm

1 Answer from Attorneys
John Corbett Corbett Law Firm LLC

The process for having a default vacated are in the Rules of Court which you can find online at the NJ judiciary site. In short, they require that you show a meritorious defense and excusable neglect. I am skeptical that saying that you were too busy would be considered excusable neglect by a judge, but you can try.

See also: http://info.corbettlaw.net/lawguru.htm

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Answered on 1/16/11, 9:06 am


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