Legal Question in Insurance Law in New Jersey

My health insurance company ceased operation on July 15, 2009. They notified us in writing on October 27th 2009, that as of October 15th, the Plan had a total of 8301 claim lines successfully adjudicated which would have normally result in payments of $1,549,542.22. At the present time, they estimated approximately $300,000 available for payment of all claims. The Trustees have instructed to begin processing payments at a rate of 20% of the plan would have paid under normal circumstances. IS THIS LEGAL?? I had open heart surgery (4-bypass) and was 1 month in the hospital. They have not paid all providers or all of the hospital. Bills are about $50,000. This insurance was provider by my husband's employer (we paid part and employer paid part), Bills collectors are coming after us. Do we have any protection. Is the Employer liable. But then again, my husband needs to keep his job. Thank you


Asked on 1/12/10, 10:07 am

1 Answer from Attorneys
Robert Davies The Davies Law Firm, P.A.

big problems. Call me, and I will assist if I can. 201-820-3460. I will speak to you for free for a one half hour consultation, and you should bring all of the paperwork you have.

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Answered on 1/22/10, 11:19 am


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