Legal Question in Insurance Law in New Jersey

Insurance problem car accident

My son was sideswiped by another car while traveling on Route 80 West in Morris County, New Jersey. Both parties pulled over and waited for the police to arrive. While waiting, the other driver�s husband came to the scene and left before the police arrived. The state trooper took statements from both parties and wrote a report. Both drivers claim that the other came into their lane and hit them. The report states, �investigation revealed both vehicles were traveling on I-80 when vehicle 1e (the other driver) side swiped V2 (my son�s car)� and also indicates that vehicle 1 performed an improper lane change.

My son�s car does not have collision insurance, so we made a claim with the other driver�s insurance carrier, Geico. They have since denied the claim, stating that since there were no independent witnesses, there is insufficient evidence. I asked the adjuster and her supervisor why the police report was not considered and they state that the trooper did not see the accident and therefore his statement is not valid for use in the claim. I called the trooper and he is still convinced that what he wrote in his report is what happened. The trooper even volunteered to speak to the adjuster at Geico to explain his reasoning


Asked on 7/05/07, 8:14 pm

1 Answer from Attorneys
Robert Davies The Davies Law Firm, P.A.

Re: Insurance problem car accident

This is GEICO doing what insurance companies often do, which is not pay claims until they have to.

You will probably need to sue them. It would help you a lot to have advice from an attorney. I have had to sue a fair number of insurance companies in situations like this, and there are a couple of issues to consider.

I do this kind of work. If you would like me to assist, please call my office. I am in Hackensack. You can then decide how you would like to proceed.

My contact information can be obtained from the links below, just click on the Attorney Profile link. Let my secretary know you found me through LawGuru.

Disclaimer: Your question and any response does NOT create an attorney-client relationship between you and this law firm. You can not rely on the statements made by an attorney given over the internet. The exact facts of your situation, including facts which you have not mentioned in your question, may completely change the result for your situation.

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Answered on 7/06/07, 10:49 am


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