Legal Question in Insurance Law in New Jersey

Cannot prove I am sole beneficiary to brother's insurance.

My brother was a mildly retarded man with poor reading skills. He worked at an Atlantic City Casino for many years. He was a member of H.E.R.E.Union Local #54 and his beneficiaries are entitled to a $10,000 insurance benefit. My brother listed as beneficiary me, our father (deceased), our grandfathers (both deceased) and our other brother (deceased). I am the only one left. My brother was never married and had no children. When he made out insurance form, I am sure he did not understand what a beneficiary was. They probably told him to put ''family members.'' One of the grandfather's he listed died in 1934, so I know he did not understand. My brother died in January 2002. For over a year, I have tried to get death certificates for our late brother and one grandfather, both of whom died in NJ. The searches keep coming back that they are unknown. I have the death certificates for our dad and the grandfather who died in 1934. How can I prove that I am the ONLY LIVING beneficiary and collect the insurance I am entitled to?? My problem seems to lie with the inept record keeping of NJ. The other death certs. came from PA and came right away. Oh, I had no luck with the Social Security data base either.

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