Legal Question in Insurance Law in New Jersey

Re: Spouse has auto accident - not on wife's policy

yes

Re: Spouse has auto accident - not on wife's policy

Essentially what you are asking is whethher or not the insurance company can disclaim coverage based upon the husband not being disclosed to the insurer as a driving member of the household. The answer is maybe. First, if the husband has his own car with insurance, that company pays, and this is a non-issue unless damages are excessive. If husband has no car of his own, the wife's insurer, will probably be forced to pay damages to the other vehicle if the husband is at fault, but might not be required to pay benefits to the husband or collision to the wife. Feel free to call me or e-mail me with additional information so I can better answer this. Who you believe to be at fault in the accident, and the nature of damages would be helpful information.