Legal Question in Personal Injury in New Jersey
Injuried Tenant
If a person (tenant) injuries ones self on the property of another person (landlord).
Can the medical bills be turned over to the landlords home owners insurance?
1 Answer from Attorneys
Re: Injuried Tenant
Most NJ General Liability Homeowner or Commerical Policies
provide payment for medical bills. Most policies
contain a $3000-10,000 limit for medical bills.
You may want to ask your landlord to submit the bills, or
ask him/her for the name of their insurance carrier
so you can forward the bills to the carrier.
Most insurance carriers will try to get a statement
from you regarding the accident. You may want to
get the information about who the insurance company
is before you speak to the adjuster/investigator who
may work independently from the company.
Good Luck
John M. Pinho
www.njlawonline.com