Legal Question in Real Estate Law in New Jersey

Re: excess funds

An individual can always represent himself in a civil proceeding however inadvisable that might be. Other entities such as most business organizations are not individuals and must be represented by a lawyer admitted to the bar of the applicable court or tribunal. Some exceptions are made in Small Claims Court and before administrative tribunals. Some jurisdictions make exceptions for single-member LLCs. It doesn't sound as if any of those exceptions would be applicable here unless the asset recovery company is a sole proprietorship.

See also: http://info.corbettlaw.net/lawguru.htm