Legal Question in Real Estate Law in New Jersey

You will face a number of issues. Yes, the foreclosure will be an issue in the purchase.

Most over 55 communities have restrictions on people under 55 residing there. The restrictions are contained in the very voluminous documents filed in land records that create the community. Usually, under-55 relatives may visit and stay with the over 55 owner for short periods, but may not live there.

Before you proceed down this road, you should consult a lawyer about your plan, including the foreclosure issue. That should be addressed first. It may be possible to resolve it, since there are programs to help people keep their homes or to reach an agreement with the mortgage company that allows the owner to give up title without having the judgment entered against her.

THIS RESPONSE IS NOT LEGAL ADVICE, SINCE I DO NOT HAVE ALL OF THE INFORMATION THAT WOULD BE REQUIRED, AND I DO NOT HAVE A REPRESENTATION AGREEMENT WITH YOU.

* If the answers to your question confirm that you have a valid issue or worthwhile claim, your next step should almost always be to establish a dialog with a lawyer who can provide specific advice to you. Contact a lawyer in your county or township.

* Another reason for contacting a lawyer is that it is often impossible to give a good answer in the Internet Q&A format without having more information. The unique circumstances of your situation and things that you may not have thought to mention in your question may completely change the answer. If you want to be sure that you have a complete answer to your question and an understanding of what that answer means, establish a connection with a lawyer who practices in the area of your concern.