Legal Question in Real Estate Law in New Jersey

You should consult with a lawyer to help you administer his estate. Wait to pay off the credit cards. It may be possible to negotiate some kind of reduction to settle those debts, especially if the estate is insolvent [doesn't have enough to pay all debts]. There are priorities among creditors, and credit card debt is not at the top of the list. Other debts must be paid before reaching credit card debt.

You would be responsible for the mortgage in order to keep your home. You will also have to negotiate with the mortgage company about possibly modifying the mortgage to reduce the monthly payments.

If you get any kind of foreclosure notice, you should immediately get a lawyer to help you.

This response is not legal advice, since I do not have all of the information that would be required, and I do not have a representation agreement with you.

* If the answers to your question confirm that you have a valid issue or worthwhile claim, your next step should almost always be to establish a dialog with a lawyer who can provide specific advice to you. Contact a lawyer in your county or township.

* Another reason for contacting a lawyer is that it is often impossible to give a good answer in the Internet Q&A format without having more information. The unique circumstances of your situation and things that you may not have thought to mention in your question may completely change the answer. If you want to be sure that you have a complete answer to your question and an understanding of what that answer means, establish a connection with a lawyer who practices in the area of your concern.