Legal Question in Real Estate Law in New Jersey

There are no real probate issues. Some states have expensive and difficult probate; NJ is not such a state. Avoiding probate here should not be what determines ownership of your home.

Affordable housing has it's own requirements, so you'd better check on whether anyone else is permitted to be in title with you or if that would disqualify you.

The best way to assure who gets what after you die is to have a will, and to keep it up to date as circumstances [yours, or your family's] change.

This response is not legal advice, since I do not have all of the information that would be required, and I do not have a representation agreement with you.

* If the answers to your question confirm that you have a valid issue or worthwhile claim, your next step should almost always be to establish a dialog with a lawyer who can provide specific advice to you. Contact a lawyer in your county or township.

* Another reason for contacting a lawyer is that it is often impossible to give a good answer in the Internet Q&A format without having more information. The unique circumstances of your situation and things that you may not have thought to mention in your question may completely change the answer. If you want to be sure that you have a complete answer to your question and an understanding of what that answer means, establish a connection with a lawyer who practices in the area of your concern.