Legal Question in Credit and Debt Law in New Mexico

Dispute Response

I sent a letter of dispute to a collection agency regarding an old debt (about 5 years old) from a prior repossession. I received a letter three weeks later from a different agency requesting my assistance ''so that we may reach a quick resolution to your dispute.'' They said they are attempting to verify my dispute they want copies of any documentation I may have that will prove my dispute. They do make it clear that they are a debt collector and they are attempting to collect a debt. Should I respond to this? And if so, how? Am I responsible for ''proving'' my dispute? Didn't I do that by sending the letter?


Asked on 9/02/05, 11:02 am

1 Answer from Attorneys
David Anderson Anderson Business Law LLC

Re: Dispute Response

You notified them of a dispute, you did not "prove it". You need to present evidence in documentary form (cancelled check in full payment etc.)

Call or e=mail if you need further assistance.

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Answered on 9/02/05, 12:19 pm


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