Legal Question in Credit and Debt Law in New Mexico
I was served a summons for money due to a credit card company. It says I have 30 days to respond it also has a paper that wntas all of my information now do I fill that out with my offer of repayment and send them a copy? Or do I need to file with the courts?
1 Answer from Attorneys
If you were served with a summons, that means you have been sued. You must respond to the court directly with an Answer to the Complaint within 30 days of receiving the summons. If there is very much money at stake, you should consult an attorney. Since the credit company rejected your offers of settlement, do not expect them to accept them now. Your offer of repayment is not legally sufficient, and should not be provided to the court. You need to consult an attorney to protect your rights.