Legal Question in Banking Law in New York
Four months ago I had a problem with the notary at my bank. First they said the forms can't be notarized (pre-printed surrogate court documents with 'Notarized by:' etc. printed right on it (which I have had notarized annually for over a decade)). Then they said ok, and read the entire document seeing they were annual guardian reports (for disabled adults). Then they said ok sign them. I did. Then they said signatures don't match. They finally realized they did. During this frustrating process I told the notary they should not be working with the public. They then refused to notarize the already-signed documents unless I apologized. They blackmailied me into apologizing. Then they made me raise my right hand and repeat after them the confirmation statement printed on the form. Blackmailied again into this.This 3 minute task turned into a 20 minute conflict. I filed a complaint with the NY state notary licensing office. Well, nearly four months (5/12/22) later I get a voicemail from the bank's chairman's office. I have called back several times over the last week but just get voicemail.
Now I learn confidentially from another bank employee that the bank is debating closing all of my accounts because of the complaint. They said the notary claims I was threatening, when the only thing I sad was that I was going to get her fired.
I have banked there over 15 years, have a dozen accounts that are always in good standing and a loan with them.
They are contemplating retaliating against me for one or more reasons: 1) they are retaliating against me for filing a complaint with the state (which has nothing to do with the bank and which I am entitled to do)l; 2) they are retaliating against me because I referred in the complaint I filed that the notary slandered me saying my signatures didn't match my license; (this is a supermarket bank with scores of people witnessing this scene 3) they are retaliating against me because I am the guardian of two disabled adults (telling me they can't notarize my surrogate's court documents (for which I have 2 rep payee accounts)); or 4) they are retaliating against me because I am an older male and the notary is a younger female.
The incident took place on Saturday 1/29 and I filed my complaint Monday 1/31. No word about this until the bank's voicemail on 5/12.
What recourse do I have if the bank closes all of my accounts when it's obviously retaliatory?
1 Answer from Attorneys
Well you can certainly sue them, that’s for certain. Please feel free to reach out if they take any illegal actions.
Good luck.
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