Legal Question in Bankruptcy in New York

Re: bankruptcy laws in ny state

Yes. You must list all of your creditors in your bankruptcy schedules. Any credit card with an outstanding balance must be listed.

Re: bankruptcy laws in ny state

...and not only credit cards, but the money you owe your mother, your rent, your mortgage, your car payment, your alimony payment, your structured settlement payment, your student loans, and every other penny that goes out of your wallet in payment of any debt whatsoever. Note that not all of these debts can be discharged (student loans are a fine example of that), but you must list all your debts.

THE INFORMATION PRESENTED HERE IS GENERAL IN NATURE AND IS NOT INTENDED, NOR SHOULD IT BE CONSTRUED, AS LEGAL ADVICE. THIS POSTING DOES NOT CREATE ANY ATTORNEY-CLIENT RELATIONSHIP BETWEEN US. FOR SPECIFIC ADVICE ABOUT YOUR PARTICULAR SITUATION, CONSULT YOUR ATTORNEY.