Legal Question in Bankruptcy in New York

Bankruptcy

I recently obtained a lawyer to file for bankruptcy. We had to order my credit report which due to identity fraud I had in the past, it took a while to get my credit reports. In the meantime I had a judgement entered against me even though the lawyer representing the bank knew I was in the midst of filing bankruptcy. My bank accounts have become frozen. Once I declare bankruptcy, will the judgement ''go away'' and will it show up on my credit report for future inquiries, and will my bank account become unfrozen?


Asked on 9/24/07, 3:55 pm

2 Answers from Attorneys

Stephen Starr Starr & Starr, PLLC

Re: Bankruptcy

First of all, it should NOT take long to get a credit report. If the attorney is an experienced bankruptcy practitioner and handles more than occasional case now and then, he/she should have an arrangement with a service that provides it. We usually get a those reports back within about 20-30 minutes from the time we submit the request electronically to our provider.

Regarding your questions, if you have hired an attorney to represent you in a personal bankruptcy filing you should ask him or her your questions.

If your bankruptcy attorney doesn't have the time to speak with you, or doesn't know the answers to your questions, may I suggest you probably selected your attorney based on the wrong criteria (perhaps price alone as the sole determining factor -- a good way to save money, but not a good way to select a qualified professional with relevant experience).

Please feel free to visit the Frequently Asked Questions (FAQs) on our website at www.starrandstarr.com/faqs.htm for more information regarding bankruptcy and debtor/creditor matters.

The foregoing is not intended as legal advice for your specific situation. You should consult with an attorney regarding your specific legal issues.

Best regards,

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Answered on 9/24/07, 5:11 pm
Nancy Delain Delain Law Office, PLLC

Re: Bankruptcy

Mr. Starr is quite correct; if you have hired an attorney, you need to seek and use your attorney's advice. Other lawyers are actually precluded from answering your questions or communicating directly with you (beyond the scope of saying we can't communicate with you) while you are represented.

THE INFORMATION PRESENTED HERE IS GENERAL IN NATURE AND IS NOT INTENDED, NOR SHOULD IT BE CONSTRUED, AS LEGAL ADVICE. THIS POSTING DOES NOT CREATE ANY ATTORNEY-CLIENT RELATIONSHIP BETWEEN US. FOR SPECIFIC ADVICE ABOUT YOUR PARTICULAR SITUATION, CONSULT YOUR ATTORNEY.

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Answered on 9/24/07, 5:43 pm


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