Legal Question in Bankruptcy in New York
debt collection after discharge of bankruptcy
Back in 1994 in the state of New York I had filed bankruptcy which was discharged back in 1999. Now I am receiving a collection notice from a collection agency in New York (I now live in nevada). For a credit card company which was included in the petition. I did talk to them after the first notice back in fall of 2002 telling them this acct was a part of a banckruptcy. Well now I have received a second notice. What are rights about this. Do I consinder this harrassment? Do I need lawyer from New York because my lawyer is no longer around? If so can I use one from Nevada?
1 Answer from Attorneys
Debt collector is bugging me bankruptcy discharge
You really don't need to hire a lawyer, just send the creditor a letter with a copy of your discharge & creditor listing in the bankruptcy (either from the schedule or the matrix) saying to leave you alone. If they persist, you can sue in small claims court in Nevada for any damages you sustain.
Hope this helps!
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