Legal Question in Bankruptcy in New York

Discimination and New Saving Accounts

I filed a Chapter 7, which was granted, and my debt was discharged. I owed money for a line of credit loan to a Credit Union where I had a checking and savings account. The Credit Union closed my accounts pending the outcome of bankruptcy proceeding. I now want to open a savings account with them (it's a good credit union) but they said ''no'' because I owe them money. Is that discrimination and do they have to allow me an opportunity to start fresh w/ a account since legally, I don't owe them anything now after discharge. Thanks


Asked on 11/10/00, 2:04 pm

1 Answer from Attorneys
David Wright Law Offices of David Wright

Re: Discimination and New Saving Accounts

I've never heard of any law which says a creditor has to do business with a person who has a bankruptcy in their record. In fact, it's pretty much common knowledge that one of the disadvantages of filing for bankruptcy is that it screws up your credit for years.

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Answered on 11/22/00, 11:57 am


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