Legal Question in Bankruptcy in New York

Re: Filing bankruptcy while married

Your question has been submitted to the Debt Podcast, a downloadable audio program available online at www.DebtPodcast.com.

If you don't know what a podcast is, that's ok - lots of people don't know about podcasts yet. You can think of a podcast as the audio version of TiVO, allowing you to download mp3 files onto your computer or portable media device.

WHAT SOME PEOPLE DON'T UNDERSTAND ABOUT THE DEBT PODCAST

Just to clear up some misconceptions:

1. The Debt Podcast is an entirely free subscription service.

2. You do not need an iPod - it is ready to enjoy from any computer or MP3-playing device.

Go to the easy instructions at the bottom of this email to get the hookup.

The Debt Podcast is periodic MP3 audio program featuring personal finance news and information designed to keep you out of debt and re-build your good credit. We offer tips and tricks on how to correct credit report errors, battle debt collectors, re-build your credit after bankruptcy, and how to budget without reducing the quality of your life. Even if you're not in debt, you should listen to get more information on learning how to keep more of your money in your pocket.

We also play some terrific podsafe music that you may not have heard anywhere else. Hosted by our own Jay S. Fleischman, the Debt Podcast has something for everyone.

HOW TO LISTEN TO A PODCAST

If you've never podcasted before, you might want to check out our web site at www.DebtPodcast.com and click on any of the subscription links to listen through iTunes or any other podcatching or RSS reader.

Is that all a foreign language to you? No problem! Just enter your e-mail address on the right side of the page under "NEW SHOW NOTIFICATION" and you'll get an e-mail every time a new show is posted. Easy and free!

Re: Filing bankruptcy while married

In general, under the new law, your spouse's income must be considered part of the equation when filing. If one spouse files and the other doesn't, in general, there should be no impact on the nonfiling spouse. If you want to contact me, I'd be glad to discuss your situation.