Legal Question in Bankruptcy in New York
Will a bankruptcy come off my credit report after 7 years
My husband & I went through a chapter 7 bankcruptcy in Oct. 92. We have worked hard to rebuild our credit. We have bought vehicles and a home and make our payments on time. Will this bankruptcy automatically be removed from credit reports after this Oct. '99 because the 7 years are up or do we have to do something to have it removed?
Asked on 8/14/99, 9:45 am
2 Answers from Attorneys
Alexander M. Rosenfeld
Rosenfeld & Stein, P.A.
Re: Will a bankruptcy come off my credit report after 7 years
The bankruptcy may remain on your credit report for 10 years.
Answered on 8/18/99, 5:58 pm
Re: Will bankruptcy come off credit report after 7 years?
No darling, it can remain on your credit report for ten (10) years. This is a common misconception.
Answered on 8/17/99, 8:28 pm
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