Legal Question in Consumer Law in New York
Fraudulent extra surprise charges after used auto sale
Hello,
I recently bought a car from a
dealership in Long Island City,
and after a lot of lying, and other
bad practices, I still went ahead
with the purchase since the price
was good.
But after signing the paperwork and
all that, I was surprised when the
first loan statement came and I saw
that it was about $4000 than it
should have been.
When I called them for explanation,
they were always ''busy'' and would
return my calls but that never
happened. Finally I went there and
asked for explanation, and turns
out the extra $4000 was smuggled
in the price in form of:
''Loan processing fee'' and ''VIN
etch insurance''.
I was never told about these extra
charges during the sales process,
so this is fraud.
There's more to the story, but we
can discuss that later.
I would like to know if I have a
good case here, and if it's worth
fighting.
Anyhow, please reply and let me
know what you think.
Thanks
1 Answer from Attorneys
Re: Fraudulent extra surprise charges after used auto sale
You may have a cause of action for violation of the New York statute pertaining to deceptive business practices as well as the federal Truth in Lending Act. However, to determine if you have any remedy, it would be necessary to know the specific facts of the case and to review the documents that were prepared. Please contact my office directly to discuss your situation further.
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