Legal Question in Credit and Debt Law in New York

1995 Credit Card Debt Judgement

I recently received a Judgement that was entered in 1995 for unpaid credit card bill which I know was untrue. I went to the court to vacate the judgement and demanded for transaction records. Can I also use the statue of limitation defense? Can the collection agency collect after 13 years of Judgement? What can I do to get out of this Judgement?


Asked on 7/12/08, 11:45 pm

1 Answer from Attorneys
Andrew M. Doktofsky Andrew M. Doktofsky, P.C.

Re: 1995 Credit Card Debt Judgement

If the judgment was entered in 1995, it is enforceable for twenty years (if it was a New York State judgment). Your only option at this point would be to try to vacate the judgment.

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Answered on 7/26/08, 11:12 am


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